Reclaim Your Unfair Credit Card Charges!

By James Shaw

Letter Template Asking For A list Of Charges

Replace the information in red with brackets with your own personal details before sending this letter to your credit card provider.

[Insert your name]

[Insert your address]

[Insert your postcode]

[Insert your telephone number]

[Insert date]

[Insert name of credit card provider]

[Insert address of credit card provider]

Dear Sir/Madam,

Ref: [Insert your account number]

I am writing to request that you, [Insert the name of your credit card provider], provide me with details of all the charges I have paid on my credit card account during the past six years relating to me exceeding my credit card limit, failing to pay on time or failing to honour a payment.

Please find enclosed a cheque for £10 which is the maximum statory charge. If you are unable to provide this information I am happy to accept a copy of my statements for the past 6 years. I understand that statements are not covered by the Data Protection Act 1998, But I am not requesting the statements per se, but the charges of which I am entitled to by law.

I understand that under the Data Protection Act 1998 you ([Insert the name of your credit card provider]) are required to make this information available to me.

I look forward to receiving a response from you within the next 40 days.

Yours faithfully

[Insert your signature]

[Insert your full name]

Feel free to use this template although it is intended as a guide only. You will need to amend the details and information to reflect your own individual circumstances.