Car Insurance For Women Drivers

By James Shaw

It has been proven time and time again that women are the safest drivers on the road, although many would disagree. Although many would say woman are the worst drivers on the records women seem to have less insurance claims than men. This is because womens accidents tend to be less serious than their male counterparts.

It is more likely that women would have a little knock or scape in a car park then a head on crash in the street or motorway. Women also drive slower, take less risks, do less miles and are less likely to drink and drive then men. Claims made by women are generally of a lower value than those made by men so women are therefore considered to be a lower risk by insurance companies

Insurance companies specialising in women drivers, show that men are convicted of 92% of driving offences and account for 98% of dangerous driving convictions.

Can you really save money with womens car insurance

Women are more likely to find cheaper car insurance through companies that specialise in insurance for women drivers, but you should always shop around first and let the insurance companies know that you are still looing around many will offer you a cheaper quote, offer to match or even better a quote that you may recieve. Companies such as Diamond, Women On Wheels & Insure Pink are most likely to offer women the cheaper insurance then that of standard insurance companies.

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Car Insurance For New Female Drivers

Although women tend to get cheaper insurance this doesn't always apply if you are a new driver. New drivers have very little or no experience on the roads, so statistically all new drivers are concidered a higher risk of being involved in an accident.

Insurance premiums are high in the first couple of years for all new drivers this is because studies show that most new drivers are most likely to be involved in an accident in the first couple years. Although women that are new drivers do tend to have a slightly lower premiums then that of new male drivers your insurance premium will still be high.

Whether you are a new driver or have several years experience shopping around for car insurance is your best option for finding the best deal. But remember there are other factors that will also help reduce your premiums such as increasing your voluntary excess, this will lower your premium just make sure that you can afford the excess. Make sure the insurance is in your name so you can start building your no claims bonus.

Lower your insurance premium with a company that specialises in car insurance for women drivers - You could save over £200 on your insurance premium.

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