REPAIR YOUR CREDIT RATING
Many people in Britain these days tend to be struggling with debt and finding themselves ending up with a bad credit rating. 76 per cent of people aged between 16 - 35 see debt as a part of thre every day life. Britains personal debt is hiting over £1.2 trillion....
TAKING OUT A CREDIT CARD
As many customers enjoy getting free credit by switching or moving there debts to 0% interest offer, Many are still stuck in debt, in fact as a nation we owe an unbelievable £1 trillion in personal debt alone. So although having a credit card can be a huge help and prove very useful....
STUDENT CREDIT CARDS
Managing a budget when you’re a student is never easy. Not only do course fees, accommodation costs, study material prices and (occasional) grocery shopping trips all add up, but the weekly alcohol bill can cause financial outlays to skyrocket!....
TOP CREDIT CARD TIPS
Think of using credit cards as a bit of a game; play them well and they are an incredibly cost efficient way to borrow money and can even earn you a little extra along the way, but play them badly and you could be charged extortionate amounts of interest causing your debts to spiral out of control....
CREDIT CARD MISTAKES TO AVOID
If used properly, credit cards can offer significant safety and convenience benefits, but mistakes with your credit can cost you dearly, more so if you are the sort off customer who takes out a credit card with no care as to what rates of interest they are paying or as to what they are paying off each month...
AIRMILES CREDIT CARDS BENIFITS
If you're a globe trotter who spends a lot on their credit card you could earn free flights using an Airmiles credit card to earn points that can take you around the world.But before you rush out and sign up, there are a few things that you should take into account, such as how much you will have to spend in order to actually get anywhere...
CHARITY CARDS ARE A GOOD WAY TO DONATE
The trend for reward schemes and loyalty cards has taken on a new socially conscious face, with a wave of charity credit cards now available on the market. To save you the hassle of figuring out if they’re really worth it, then choosing one, we’ve put together a guide to the best charity cards, and alternative ways to donate...
A GUIDE TO BALANCE TRANSFER CARDS
Although credit card companies have got hip to the so-called 'card tarts' and begun to impose fees for balance transfers, there are still significant savings to be made through strategic manoeuvring between cards, or cards and loans. You asked us the balance transfer questions, and we've answered them here...
AVOID CREDIT CARD FRAUD
Plastic has become the new cash, with the combined value of transactions made on charge, credit, debit and store cards reaching a whopping £470 billion in 2005 - a figure that is set to rise to an estimated £639 billion by 2010 (Credit Action, 2006)...
EARN REWARDS FOR SPENDING
Many people think of credit cards as the bad guys of banking; interest hikes, late payment fees and the constant temptation to spend a little more. However, more people are getting wise to the fact that if you're clever and disciplined, you can make credit cards work hard for you and actually save you money....
LEARN MORE ABOUT YOUR CREDIT SCORE
In a financial climate that's making it increasingly difficult to obtain credit, it is becoming more useful than ever to know exactly what's on your credit report.
Barclays recently announced that it is rejecting around 50 per cent of applications to its Barclaycard....
CREDIT CARD CHARGES ABROAD
Most people now take their debit and credit cards on holiday for the convenience and relative security offered. However they could end up costing you a fortune in hidden fees and foreign transaction charges.You might be aware of some of these charges; others might be new to you...
GUIDE TO CASHBACK CREDIT CARDS
Banks make millions of pounds every year from the interest that people pay on their credit card debts, but if you play your cards right, you can actually earn money every time you spend. But with the deluge of credit cards offers around, how do you know which one is right for you?...
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