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	BALANCE TRANSFER CARDS Credit Card Comparisons Service

Here you can compare the best balance transfer cards available in the UK, below we have listed the best balance transfer credit cards on the market, so it's simple to find and apply for the right card for you, helping you save your time searching.

PROVIDER	DETAILS	BALANCE TRANSFERS			PURCHASES		Typical APR	REWARDS	MORE INFO
PROVIDER	DETAILS	Rate	Period	Fee	Rate	Period	Typical APR	REWARDS	MORE INFO
	MBNA Platinum 0% balance transfer until Aug 2009 & Low 15.9% APR. Instant Decision.	0%	Sept 2009	2.9%	0%	Nov 2008	Typical 15.9% APR	n/a
	Barclaycard Platinum 0% 14 months on balance transfers, 3 months purchases.	0%	14 Months	2.9%	0%	3 Months	Typical 16.9% APR	Retailer Discount
	Virgin Credit Card 15 Months 0% balance transfers - 3 months 0% on Purchases.	0%	15 Months	2.98%	0%	3 Months	Typical 15.9% APR	Virgin Discounts
	BT Credit Card 0% balance transfers for 12 months & money off your BT phone bill.	0%	12 Months	3%	0%	3 Months	Typical 16.9% APR	save on your BT bill.
	Capital One Platinum 0% until 1st May 2009 for balance transfers and purchases.	0%	May 2009	3%	0%	May 2009	Typical 12.9% APR	n/a
	Egg Credit Card Up to 13 months Balance Transfers & 5 months in April 2010 & 2011.	0%	May 2009	3%	0%	July 2008	Typical 16.9% APR	Retailer Discounts
	MBNA Rewards 0% on balance transfers until May 2009 & 0% on purchases til July 2008.	0%	Sept 2009	2.9%	0%	Nov 2008	Typical 15.9% APR	Flights, Shopping rewards
	Halifax Mastercard 10 Months 0% balance transfers - 10 Months 0% on Purchases.	0%	10 Months	3%	0%	10 Months	Typical 15.9% APR	n/a
	GM Credit Card GM's reward scheme will help you save up to £2,000 on a new Vauxhall.	0%	5 Months	2%	0%	5 Months	Typical 15.9% APR	n/a
	Post Office Card 0% on balance transfers for 5 months on your 1st and 2nd anniversary.	0%	10 Months	2.75%	0%	3 Months	Typical 15.9% APR	n/a
	Natwest Platinum Card 0% on balance transfers for 13 months and 0% purchases for 6 months.	0%	13 Months	2.9%	0%	6 Months	Typical 15.9% APR	n/a
	Barclaycard Cashback 1% cashback on supermarket shopping and petrol.	0%	12 Months	2.9%	n/a	n/a	Typical 16.9% APR	Cashback
	BMI Credit Card Diamond Club Membership & Earn BMI miles & 20,000 FREE BMI miles.	0%	12 Months	3%	0%	3 Months	Typical 15.9% APR	BMI miles
	Barclaycard Onepulse built in one touch Oyster Card & 0% Balance Transfers for 14 months.	0%	14 Months	2.9%	0%	3 Months	Typical 14.9% APR	Built in Oyster Card
	Natwest Classic Card 0% on balance transfers for 13 months and 0% purchases for 6 months.	0%	13 Months	2.9%	0%	6 Months	Typical 15.9% APR	n/a
	Royal Bank Of Scotland 0% on balance transfers for 13 months and 0% purchases for 6 months.	0%	13 Months	2.9%	0%	6 Months	Typical 13.9% APR	n/a
	Bank of Scotland Card 10 Months 0% balance transfers - 10 Months 0% on Purchases.	0%	10 Months	3%	0%	10 Months	Typical 15.9% APR	n/a
	HSBC Credit Card 2.9% interest for 2 years on balance transfers made within 30 days.	0%	13 Months	2.5%	0%	3 Months	Typical 16.9% APR	n/a
We are normally made aware of changes to rates and products, but very occasionally changes may occur without our being notified.

About Balance Transfer Credit Cards
Many credit card providers offer special incentives to gain new customers, these include a low interest introductory period on balance transfer cards. They allow previous bills on existing store or credit cards to be transferred to a new card with a lower rate of interest. Most providers offer 0% interest on balance transfers for upto a year. We recommended you check the standard APR on your credit card, because once your 0% APR period comes to and end you could be hit with a high interest rate, so make sure you check this out first. Before you transfer your balances it is recommended to check if there are any balance transfer, or handling fees to pay. Normally the provider will charge 2-3% of the balance you plan to transfer. You may also want to check if there is a time limit that balances must be transferred by, in order to get the low interest rate. Most people prefer cards that offer low interst for so many months to those that have an end date to them as if it takes to long long to transfer your balances you could end up losing out on the low interest period. If you want to pay off your previous balance by transfering it to a balance transfer credit card and you still want to make purchases we recommend looking for a card that offers low introductory rates for purchases as you will most likely be charged your standard APR using a balance transfer card. If want to keep the 0% interest offers then maybe a card that offers you a low rate for the life of your balance would suit you.

About Balance Transfer Credit Cards

Many credit card providers offer special incentives to gain new customers, these include a low interest introductory period on balance transfer cards. They allow previous bills on existing store or credit cards to be transferred to a new card with a lower rate of interest.

Most providers offer 0% interest on balance transfers for upto a year. We recommended you check the standard APR on your credit card, because once your 0% APR period comes to and end you could be hit with a high interest rate, so make sure you check this out first.

Before you transfer your balances it is recommended to check if there are any balance transfer, or handling fees to pay. Normally the provider will charge 2-3% of the balance you plan to transfer. You may also want to check if there is a time limit that balances must be transferred by, in order to get the low interest rate. Most people prefer cards that offer low interst for so many months to those that have an end date to them as if it takes to long long to transfer your balances you could end up losing out on the low interest period.

If you want to pay off your previous balance by transfering it to a balance transfer credit card and you still want to make purchases we recommend looking for a card that offers low introductory rates for purchases as you will most likely be charged your standard APR using a balance transfer card.

If want to keep the 0% interest offers then maybe a card that offers you a low rate for the life of your balance would suit you.

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